Fuel your business ambitions with flexible financing solutions tailored to your needs
Quick approval, clear rates from 10.5% to 24% per annum, and minimal documentation for established businesses and startups
Get Business Loan Quotes
Tell us about your business and get customized offers
Comprehensive financial solutions designed to support your business growth journey
Access funds from ₹1 lakh to ₹50 lakh based on your business requirements and financial profile
Our interest rates range from 10.5% to 24% per annum on the reducing balance, based on your business profile.
Choose repayment periods from 12 to 60 months as per your cash flow cycle
Funds transferred to your account within 3 to 5 working days of receiving complete documents
Streamlined process with basic business and financial documents required
Unsecured business loans without pledging assets or property
Tailored financing solutions for diverse business structures and requirements
Working capital and expansion loans for registered private limited companies with stable revenue streams.
Financial support for registered partnership firms looking to expand operations or manage cash flow.
Customized loan solutions for individual business owners across various industries and trade segments.
Strategic financing for LLPs with limited liability structure seeking business expansion.
Specialized funding options for innovative startups with strong business models and growth potential.
Dedicated financial products for micro, small and medium enterprises across manufacturing and service sectors.
Comprehensive funding solutions for diverse business requirements
Manage daily operations, inventory, and short-term expenses
Open new branches, enter new markets, or scale operations
Acquire machinery, vehicles, or technology infrastructure
Renovate, upgrade, or build commercial spaces
Stock up for seasonal demands or bulk purchase discounts
Improve cash flow by discounting receivables and invoices
Hire talent, pay salaries during growth phases
Combine multiple loans into one manageable payment
We understand the unique challenges businesses face and offer tailored solutions to help you succeed
Our streamlined digital application ensures faster processing with minimal documentation requirements.
Choose from various repayment structures that align with your business cash flow cycles and seasonal patterns.
Get personalized assistance from a dedicated manager who understands your business needs and goals.
Existing customers can avail additional funds without extensive documentation based on their repayment history.
Fill our simple online form with basic business and financial details
Upload required documents through our secure portal
Our team verifies details and approves your application
Funds transferred directly to your business account
Keep your business registration documents, financial statements, and KYC documents ready to speed up the application process.
Understand the eligibility criteria and documentation required for business loan approval. More answers on business loan eligibility in our FAQ.
Minimum 2 years of business operations for most loan types
Minimum ₹10 Lakhs annual turnover for most business categories
Business should be profitable for at least 1 year
Minimum CIBIL score of 650 for promoters and business
Business should be located in a serviceable area
No defaults on existing loans or credit facilities
Every fee and charge for a ClickMyLoan business loan. Check your EMI with our EMI calculator, or see all interest rates and charges.
| Fee Type | Charges |
|---|---|
| Interest rate | 10.5% to 24% per annum (reducing balance), based on your credit profile |
| Processing fee | Up to 5.1% of the loan amount + GST, deducted from the amount disbursed |
| Foreclosure charges | Up to 4% of principal outstanding + GST |
| Part-prepayment charges | Up to 4% of principal prepaid + GST |
| EMI bounce charge | ₹500 or 4% of the overdue principal, whichever is lower |
| Penal charges (2 to 180 days) | 36% per annum on principal overdue |
| Credit Information Report fee | ₹50 + GST (only if you ask for it) |
| Stamp duty | As per actuals, based on the state of disbursal |
| Maintenance & procurement cost | May apply, based on the place of disbursal |
All amounts are rounded to the nearest rupee. Exact charges are disclosed in your Key Fact Statement (KFS) before you sign.
| Item | Amount |
|---|---|
| Loan amount | ₹5,00,000 |
| Tenure | 36 months |
| Interest rate | 24% per annum (reducing balance) |
| Monthly EMI | ₹19,616 |
| Processing fee (5.1%) + GST | ₹25,500 + ₹4,590 |
| Amount paid into your account | ₹4,69,910 |
| Total interest | ₹2,06,176 |
| Total amount you repay | ₹7,06,176 |
| Total cost of the loan (interest + fee + GST) | ₹2,36,266 |
| Annual Percentage Rate (APR) | 28.7% |
Illustrative example using the highest interest rate and processing fee in our range. Your actual rate, fees, EMI and APR are shown in your Key Fact Statement (KFS) before you sign. Work out your own EMI with our EMI calculator.
Start your business loan application in just a few minutes
By applying, you agree to our Terms & Conditions
Complete applications with all documents are typically processed within 3 to 5 working days.
Answers to common questions about ClickMyLoan business loans. More answers in our full FAQ.
Apply for a Business Loan with ClickMyLoan and get the financial support your business deserves
Happy Customers
Loan Disbursed
Typical Disbursal
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Customer Care
07971900085Email Support
help@clickmyloan.comOffice Address
Office No. 908, Mercantile House,
Kasturba Gandhi Marg, Connaught Place, New Delhi 110001
